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  • Term Insurance and Minimum Cash Values
    Term Insurance and Minimum Cash Values The primary purpose of this paper is to present some current ...

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    • Authors: Thomas K Pennington, Frederick S Townsend, Frank Zaret, Herbert L Feay, Harwood Rosser
    • Date: Oct 1963
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Non-forfeiture benefits; Public Policy
  • Stump the Experts
    Stump the Experts This session from the 1995 SOA Spring Meeting has a panel of investment experts ... audience including investment policy for long term care insurance, asset allocation and derivatives. From ...

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    • Authors: Frederick S Townsend, Prakash A Shimpi, Lingde Hong
    • Date: Apr 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments
  • Life Insurance and The Multiple Line Approach
    Has the experience been better with (1) full-time direct selling agents, or (2) general insurance agents ... basis because of the pressures of the area of primary concern. If the life com- pany is the subordinate ...

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    • Authors: Robert Blane, Roland F Dorman, Robert B Goode, Nathan F Jones, Donald J Leapman, William David Smith, James W Spellman, Robert C Tookey, Frederick S Townsend, Richard K Wendt, JOHN H MILLER, Roy R Anderson, Harold R Lawson, Milton J. Wood, James G Bruce
    • Date: May 1962
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Marketing and distribution - Life Insurance
  • Financial Ratio Analysis Systems
    expenses include commissions and expenses on both direct and assumed business, general insurance expenses ... to profitability which are published include: o Direct Premiums Written. Premiums received on business ...

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    • Authors: John O Montgomery, Lee M Tang, Frederick S Townsend
    • Date: Jun 1986
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Incorporate risk management
    • Publication Name: Record of the Society of Actuaries
    • Topics: Enterprise Risk Management>Risk measurement - ERM; Technology & Applications>Analytics and informatics
  • Digest of Discussion at Concurrent Sessions
    Personal desires extend to education and medical care, not only for ourselves and our families but for ... Allowances and premium-free hospital and medical care insurance. Moreover, as some jurisdictions, including ...

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    • Authors: Society of Actuaries, Daniel M Arnold, Thomas P Bowles, Paul A Campbell, David R Carpenter, Daniel Case, Gary Corbett, J Dickson Crawford, Kiran Desai, Ralph E Edwards, Abraham Hazelcorn, Charles C Hewitt, Donald A Jones, Wilfred A Kraegel, Meno T Lake, J Alan Lauer, James Lee Lewis, Walter B Lowrie, John Mahder, J Clunas McKibbon, H Morris, Robert J Myers, Stewart G Nagler, Carl R Ohman, Franklin D Pendleton, Anna M Rappaport, Stuart A Robertson, D'Alton S Bill Rudd, Walter Rugland, Douglas O Sanders, Jesse M Schwartz, Frederic Seltzer, Barry L Shemin, Walter W Steffen, Frederick S Townsend, Howard Young, John E Hanson, RICHARD L MAURER, Charles Barry H. Watson, Charles L. Trowbridge, Richard W Ziock, Dale R Gustafson, John C Fraser, Wendell Milliman, Eugene F Porter, Schuyler W Tompson
    • Date: Jun 1970
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Actuarial Profession; Economics>Financial economics; Life Insurance; Modeling & Statistical Methods; Pensions & Retirement>Assumptions and methods; Pensions & Retirement>Pension legislation and regulation
  • Life Insurance Accounting
    which the change would contribute to what is the primary purpose of the annual statement, that is, the ... tionally treated gains and losses on capital assets as direct adjustments to the surplus account rather than ...

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    • Authors: Charles M Beardsley, John S Moyse, Joseph C Noback, William G Poortvliet, Frank Reynolds, Gathings Stewart, Frederick S Townsend, W Harold Bittel
    • Date: Oct 1968
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Financial Reporting & Accounting
  • Capacity and Solvency - The Outside Influence
    policyholders and claimants have an indirect effect on the primary objective of insurer solvency. Today in the brief ... insurers in that state in proportion to their net direct written premiums. The NAIC model bill for legislation ...

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    • Authors: Robert P Hill, Joseph W Levin, Frederick S Townsend, William Fairley
    • Date: Apr 1978
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • International Consolidation of the Life Insurance Industry
    business and drive down your expense ratios on your primary businesses. Companies trying to get more efficient ... competition drive down their expense ratios on their primary lines. They want to do it to increase size, which ...

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    • Authors: Application Administrator, James Milholland, Frederick S Townsend, Andrew F Giffin
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Economics>Financial markets; Global Perspectives
  • AVR/IMR/RBC/FAS 107 Implementation
    Company A, which owns Company B, just make them both direct subsidiariesof the parent holdingcompany. In some ... this fair-value- of-liabilitiesissuenot beingtaken care of. Maybe FAS 107 might be the end run for us. We ...

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    • Authors: Application Administrator, Edward F McKernan, Frederick S Townsend, Linda V Atkins
    • Date: Jan 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting
  • Digest of Smaller Company Forum
    time studies or sample activity counts are used, care must be exercised to assure that the result is repre- ... What form should the projection take? Since the primary instrument for measuring the financial experience ...

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    • Authors: John C Bertram, Barry L Blazer, John M Bragg, Ralph E Edwards, Norman T Fuhlrodt, Harold Gilbert, Kenneth L Gittings, Melvin L Gold, Donald S Grubbs, John E Hearst, Clayton L Jackson, Wilford A Leonard, Bruce G Lindsay, Robert L Lindsay, John S Moyse, Joe B Pharr, Anna M Rappaport, Edwin E Stancik, Frederick S Townsend, Milton F Chauner, B Franklin Blair, W Gilbert Cook, Andrew M. Stiglitz
    • Date: Apr 1968
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Annuities; Financial Reporting & Accounting; Life Insurance